Plan Your World

There are ‘n’ number of mutual fund schemes available in INDIA for investment,but you should check your goals & risk appetite that which type of mutual fund scheme you should invest into. Mutual fund schemes can be categorized on the basis of their investment pattern, features, asset allocation& their market capitalization. Some of them are:- Equity funds: These funds invested into stock market. These carries higher risk as all the investment directed to stock market but gives higher returns due to variation in the price of NAV. Debt funds: These funds invest into debt or fixed income securities like Treasury Bills, government securities and money market instruments. Returns on these types of mutual funds are considered to be safer than equity funds. Balanced/Hybrid funds: These funds are the mixture of above two Equity fund & Debt fund. You can diversify your portfolio by investing into these funds. Liquid Funds: In these funds amount can be invested for shor

Personal Finance is the management of money by taking into consideration all the financial decisions of an individual. Personal finance is helpful in making decisions like creation of budget of family, purchase of financial products (like home loan, insurance, credit cards etc.) and choosing investment schemes that provide optimum return. Components of Personal Finance: Net worth and Cash flow of individual’s household Protection of Life and Health Tax Planning Investment for individual’s goal Retirement planning of individuals Estate Planning Benefits of Personal finance: Building Wealth for yourself and your family: Personal Finance helps you keep a track of your income and expenses. Good personal finance ensures that you are managing your money responsibly. Improves Living Standards: Managing of personal finance in an intelligent manner makes you confident about your future. When you are aware of your need regarding your goals, it makes you worry less about your

Nowadays, mutual funds are becoming a preference among the investors because it is a type of investment vehicle that gives diversification, liquidity and professionally management. Are you looking for an investment vehicle that can help you avoid the risks associated with choosing individual assets? In this case, Mutual Funds should be your choice, as these are the investment vehicles that cater to the needs of the investor and provide diversification by investing into different assets classes. Mutual pools the money of the investors and invest in the portfolio of various assets classes. By investing your money along with the other investors, you will are able to invest in portfolios that you might not be able to afford on your own. The investors invest their money through Asset Management. Companies/Mutual Fund Companies, these companies handover the investment amount to the professionally qualified fund managers for the allocation of invested money into different asset cla